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Have You Named Beneficiaries to Your Transfer on Death Accounts?
January 20, 2026
As a property owner, you may be thinking of leaving your estate to various beneficiaries when you finally depart this world, and understandably so. There are multiple ways to do so in California. A living trust is...
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Does Debt Relief Hurt Your Credit in California?
December 29, 2025
Debt management may be a factor that prompts people to seek debt relief, which encompasses all possible forms of debt relief, including a straightforward debt consolidation process and other more drastic methods...
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Is It Really Worth It to File for Chapter 13 Bankruptcy?
December 5, 2025
When debt becomes overwhelming, it can feel impossible to cope with. It can disrupt the stability of your home, car use, and peace of mind. Many Americans overwhelmed by debt often consider Chapter 13 bankruptcy...
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What Is the Difference Between Chapter 11 and Chapter 7?
October 16, 2025
It can be confusing and stressful when you face an overwhelming debt. You could be a business owner in Los Angeles who cannot afford to pay your employees, or a high-income earner who can no longer bear the...
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What Will I Lose if I File Chapter 7?
September 19, 2025
The most critical question that any person pondering bankruptcy under Chapter 7 in California will ask is this: "Will I lose everything that I have?" The threat of a court-appointed trustee taking your home, car,...
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Can I Repair My Credit After Bankruptcy?
September 2, 2025
Bankruptcy may feel like hitting financial rock bottom, leaving many wondering if full credit recovery is possible. The bright side is that although bankruptcy stays on your credit report for years and hurts your...
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Deep, Complex Relationship: Americans and Their Credit Cards
July 30, 2025
To Americans, the credit card is more than just a payment method. It represents a complex, often emotionally charged balance between convenience, aspiration, and financial risk. These omnipresent plastic squares...
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